🇳🇬 Exclusive for Nigeria Users

Beat Inflation with Smart Budgeting.

Track every Naira. Whether you are in Lagos or Abuja, CashMate helps your salary go further.

CashMate Budget Analytics
CashMate Smart Dashboard

Built for Life in Nigeria

Log your Opay, PalmPay, and Kuda transactions manually to see your true spending picture every week.

Use the budget planner to fight the impact of inflation on your monthly grocery and transport costs.

Track your side hustle income separately from your salary so you always know your real monthly earnings.

Set aside savings for rent, which is often paid annually or quarterly in Nigeria, using our goal feature.

Perfect for market traders and small business owners who deal in daily cash and need simple bookkeeping.

Loved by users worldwide.

Don't just take our word for it. See what our community says on Google Play.

"Cash Mate has become my goto finance app for its user friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently."

Sulav Shrestha

"Cash Mate has become my go-to finance app for its user-friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently. Transaction categorization is seamless, contributing to the overall user experience."

Binesh Burja Magar

"I’ve been using this app for a month now, and it’s by far the best free app to manage money. Simple, reliable, and very helpful."

Suyog

"Have been making my finance management really easy."

Prasansha Adhikari

"Perfect for managing finances."

promise shakya

"Perfect for managing finances absolutely recommended"

Bayern Munich

"Good app just need some small ux improvements which will become a 5 star app."

Pranab Shrestha

"Overall a very good and helpful app to manage our finance but few improvements required. The balance tab showing no account available even though account is available for a split second after returning from setrings tab."

Supreme Shakya

Common Questions in Nigeria

Local answers for Nigeria users.

Does CashMate support Nigerian Naira?

Yes, CashMate fully supports NGN (₦). Every transaction, budget, and goal is tracked in Naira.

Can I track Opay and PalmPay spending?

Yes. You can manually log transfers and payments from any fintech app including Opay, PalmPay, Kuda, and traditional bank transfers.

Is CashMate free in Nigeria?

Yes, completely free. No subscription, no hidden charges, just download and start tracking.

Does it work without internet in Nigeria?

Yes. CashMate is offline-first, which means it works perfectly even when your data is exhausted or network coverage is poor.

Can I use it to save for rent paid annually?

Yes. You can create a savings goal for your annual or quarterly rent, set how much to save per month, and CashMate tracks your progress automatically.

Is my financial data safe from hackers?

Your data never leaves your phone. CashMate stores everything locally on your device with no cloud sync, so there is nothing to hack remotely.

Finance Insights for Nigeria

2/23/2025

How to Manage Money in Nigeria: Budgeting in Lagos, Abuja, and Beyond

Nigeria's cost of living has surged with currency depreciation and inflation. Here's how to manage household finances effectively in these challenging conditions.

By Bhanu Aryal

8/23/2026

Chama, Susu, Paluwagan: How Rotating Savings Groups Work Across Africa and Asia

Kenya has chamas, Ghana has susu, the Philippines has paluwagan, Nepal has dhikuti. They are the same idea. Here is how rotating savings groups work, why they thrive, and how to run one safely.

By CashMate Team

8/22/2026

How Much Emergency Money You Actually Need (and How to Build It Fast)

The '3 to 6 months of expenses' rule assumes a stable salary in a rich country. Here is a realistic emergency fund target for mobile money and cash economies, and a plan to reach it.

By CashMate Team

8/24/2026

Mobile Money Loans: Why They Feel Cheap and End Up Expensive

A 10 percent weekly fee sounds small until you do the math. Here is what mobile money loans really cost, how the debt cycle works, and how to get out of it.

By CashMate Team

8/21/2026

How to Track Money You Lend to Friends and Family (Without Ruining the Relationship)

Lending money to people you love is normal. Forgetting who owes you what is where the trouble starts. Here is a simple system for tracking loans that keeps the money and the friendship.

By CashMate Team

8/21/2026

CashMate vs Monefy: Which Expense Tracker Fits Your Life?

Monefy is fast and simple. CashMate is free, offline, and built for budgets, loans, and mobile money. Here is an honest comparison to help you pick the right one.

By CashMate Team

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