๐Ÿ‡ฒ๐Ÿ‡พ Exclusive for Malaysia Users

Smart Spending for Malaysia.

Track every Ringgit and save for your next holiday, car, or big life goal.

CashMate Budget Analytics
CashMate Smart Dashboard

Built for Life in Malaysia

Log your GrabPay, Touch n Go, and DuitNow transfers to see exactly where every Ringgit goes.

Track your monthly car loan, toll, and petrol costs as a dedicated transport budget category.

Use the savings goal feature to plan for your next trip to Japan, Korea, or Europe, dream destinations for Malaysians.

CashMate is ideal for young Malaysian professionals in KL managing rent, PTPTN repayments, and daily spending.

Track your Pasar Malam and weekend market spending separately to understand your discretionary food habits.

Loved by users worldwide.

Don't just take our word for it. See what our community says on Google Play.

"Cash Mate has become my goto finance app for its user friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently."

Sulav Shrestha

"Cash Mate has become my go-to finance app for its user-friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently. Transaction categorization is seamless, contributing to the overall user experience."

Binesh Burja Magar

"Iโ€™ve been using this app for a month now, and itโ€™s by far the best free app to manage money. Simple, reliable, and very helpful."

Suyog

"Have been making my finance management really easy."

Prasansha Adhikari

"Perfect for managing finances."

promise shakya

"Perfect for managing finances absolutely recommended"

Bayern Munich

"Good app just need some small ux improvements which will become a 5 star app."

Pranab Shrestha

"Overall a very good and helpful app to manage our finance but few improvements required. The balance tab showing no account available even though account is available for a split second after returning from setrings tab."

Supreme Shakya

Common Questions in Malaysia

Local answers for Malaysia users.

Does CashMate support Malaysian Ringgit?

Yes, MYR (RM) is fully supported for all expenses and goals.

Is my data secure?

Yes. CashMate is offline-first, meaning your data stays on your device and is never shared with anyone.

Can I track GrabPay and Touch n Go?

Yes. Manually log every GrabPay and TNG payment to build a complete spending history.

Is CashMate free in Malaysia?

Yes, completely free to download and use on Android and iOS.

Does it work offline?

Yes. CashMate works without internet, so you can track spending even when you have no data.

Can I track PTPTN loan repayments?

Yes. Add your PTPTN monthly repayment as a fixed expense so it is always factored into your budget.

Finance Insights for Malaysia

6/5/2025

How to Track Your Mobile Money Expenses Without Losing Your Mind

MTN MoMo, M-Pesa, Airtel Money, mobile money is convenient but it makes tracking spending harder. Here's how to stay on top of it all.

By Aavas Bhandari

9/17/2025

Best Budgeting App for Developing Countries (Offline, Private, and Free)

Most budgeting apps are built for Western markets, they assume bank accounts, stable internet, and subscription fees. Here's what actually works in Africa, Asia, and beyond.

By CashMate Team

4/21/2025

How to Budget Without a Bank Account

You don't need a bank account to manage your money well. Millions of people do it successfully using cash and mobile money. Here's how.

By Aavas Bhandari

5/13/2026

How to Save Money in Uganda Even If You Earn a Small Income

Saving isn't just for the wealthy. Discover practical daily habits to start building your savings on any income level.

By Anil Poudyal, Aagya Sharma et al.

5/8/2025

How to Track Cash Spending When Everything Is Paper Notes and Coins

Cash is still king in many parts of the world. Here's how to track cash expenses accurately and stop the mystery of where your money goes.

By Anil Poudyal

8/23/2026

Chama, Susu, Paluwagan: How Rotating Savings Groups Work Across Africa and Asia

Kenya has chamas, Ghana has susu, the Philippines has paluwagan, Nepal has dhikuti. They are the same idea. Here is how rotating savings groups work, why they thrive, and how to run one safely.

By CashMate Team

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