From daily chai to monthly rent, manage your Indian household budget with zero stress.
Track UPI, Paytm, and PhonePe spending manually to see exactly where your money goes each month.
Perfect for Indian professionals managing family expenses across multiple bank accounts and wallets.
Calculate your monthly savings in ₹ and set goals for your next big purchase, a phone, bike, or vacation.
Use CashMate to plan for annual expenses like Diwali shopping, school admissions, and property taxes.
Ideal for freelancers and gig workers who receive irregular income and need to budget carefully.
Don't just take our word for it. See what our community says on Google Play.
"Cash Mate has become my goto finance app for its user friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently."
Sulav Shrestha
"Cash Mate has become my go-to finance app for its user-friendly design and robust features. The interface is intuitive, making it easy to navigate and manage finances efficiently. Transaction categorization is seamless, contributing to the overall user experience."
Binesh Burja Magar
"I’ve been using this app for a month now, and it’s by far the best free app to manage money. Simple, reliable, and very helpful."
Suyog
"Have been making my finance management really easy."
Prasansha Adhikari
"Perfect for managing finances."
promise shakya
"Perfect for managing finances absolutely recommended"
Bayern Munich
"Good app just need some small ux improvements which will become a 5 star app."
Pranab Shrestha
"Overall a very good and helpful app to manage our finance but few improvements required. The balance tab showing no account available even though account is available for a split second after returning from setrings tab."
Supreme Shakya
Local answers for India users.
Yes, CashMate fully supports INR (₹). You can track every transaction from small street food purchases to large EMI payments.
Absolutely. CashMate is offline-first, meaning your financial data stays on your device and is never shared with third parties or uploaded to any server.
Yes. While CashMate does not auto-sync with UPI apps, you can manually log every UPI transaction in seconds. Many users check their PhonePe or GPay history and log it daily.
Yes, CashMate is available on both Android and iOS. It runs smoothly on affordable Android devices popular across India.
Absolutely. CashMate's goal tracking feature lets you set a target amount and deadline, so you can save systematically for Diwali, a wedding, or any major expense.
Yes. CashMate is built offline-first. You can log transactions, view reports, and manage budgets without any internet connection, perfect for areas with patchy connectivity.
9/30/2025
India's financial landscape is transforming fast with UPI and digital payments. Here's how to manage your money effectively across India's diverse cities and income levels.
By Anil Poudyal
8/18/2026
UPI makes spending effortless, which is exactly the problem. Here is how to track PhonePe, GPay, and Paytm spending so your money doesn't vanish silently.
By Periwin Solutions
8/19/2026
Saving on a ₹25,000 salary is not about willpower. It is about separating money the day you get paid, cutting the right costs, and tracking the leaks.
By Periwin Solutions
8/19/2026
Diwali spending can wipe out a month of savings before you notice. Here is how to set a festival budget, split it into buckets, and track every rupee so January doesn't hurt.
By CashMate Team
8/23/2026
Kenya has chamas, Ghana has susu, the Philippines has paluwagan, Nepal has dhikuti. They are the same idea. Here is how rotating savings groups work, why they thrive, and how to run one safely.
By CashMate Team
8/22/2026
The '3 to 6 months of expenses' rule assumes a stable salary in a rich country. Here is a realistic emergency fund target for mobile money and cash economies, and a plan to reach it.
By CashMate Team
Click your country to get started.